858.380.7358
Bio
I have a long history of working in the healthcare industry, focused on patient safety and positive outcomes. I'm also a consumer, so I appreciate how important it is to have good, solid healthcare insurance coverage, especially as we age. And I recognize how confusing and stressful comprehending all of the different Medicare plans can be.
I am a New Yorker and focus on the local market. While people share many common needs, everyone is unique. I can help you find the plan that works best for YOU. As a broker, I offer a large variety of quality products, not just those from one company. And after you enroll, I don’t go away. I continue to help.
Medicare Overview
During our initial call, we will discuss your specific needs to determine:
Do you even need to sign up for Medicare now? Can you wait to sign up?
Are there specific doctors you want to try to keep?
Is a drug plan important to you?
Do you want the freedom to use doctors outside of your home area?
Does a set monthly budget interest you?
Part A
Most people are entitled to Part A (Hospital Insurance) after paying Medicare taxes for at least 10 years
Part B
Must enroll in Part B; can be subject to a penalty if you don't sign up within specified timeframe. Covers a variety of outpatient services including doctors visits, durable medical equipment, and preventative services. Monthly premium is required.
Part C (Medicare Advantage)
Private insurance companies offer plans that include Part A and Part B, and many times Part D (Drug Plan). May also include Dental, Vision and Hearing, among other benefits.
Part D (Drug Plan)
Helps to pay for prescription drugs. There are standalone plans, or coverage may be included in Medicare Advantage
Medicare Supplement Plan (Medigap)
Also provided by private insurance companies, plans that fill in 'gaps' that original Medicare doesn't cover. Can pay some of co-payments, co-insurance, and deductibles.
Customer Testimonials
My clients are terrific!
I’ve always been committed to helping my clients thrive and reach their goals. Every unique client is important to me, and it’s my pleasure to share some of their reviews with you.
